For Commercial Credit Teams
For Commercial Credit Teams
The world’s most powerful financial spreading engine
The world’s most powerful financial spreading engine
Boom turns financial statements, tax returns, and supporting schedules into audit-ready spreads with 99% field-level accuracy in under 5 minutes.
Boom turns financial statements, tax returns, and supporting schedules into audit-ready spreads with 99% field-level accuracy in under 5 minutes.
Configurable Account Codes & Spreading Logic
Configurable Account Codes & Spreading Logic
Configure account codes and spreading rules to match your institution’s credit policies. Custom rules are deployed in as little as two weeks.
Configure account codes and spreading rules to match your institution’s credit policies. Custom rules are deployed in as little as two weeks.
Route to Overdrafts
If the cash balance is negative, spread it under Overdrafts (Liability).
Exclude Restricted Cash
Do not include amounts reserved for a specific purpose or subject to restrictions.
Spread to Cash & Equivalents
Include cash on hand, bank balances, and short-term liquid investments readily convertible to cash.
Identify cash line item
Locate the total cash shown on the Balance Sheet and classify the amount.
Start
Restricted Cash
Unrestricted Cash
Negative Balance
Templates
AI Data Extraction & Mapping
AI Data Extraction & Mapping
Extract and map financial statement line items with 99% field-level accuracy, traceable to the source.
Extract and map financial statement line items with 99% field-level accuracy, traceable to the source.
Nested Breakout Schedules
Nested Breakout Schedules
AI links supporting breakout schedules from the notes directly beneath each parent line item.
AI links supporting breakout schedules from the notes directly beneath each parent line item.
AI Underwriting Adjustments
AI Underwriting Adjustments
Surface suggested underwriting adjustments for analysts to review, adopt, or ignore.
Surface suggested underwriting adjustments for analysts to review, adopt, or ignore.
Consolidated Views
Consolidated Views
Compile historical statement periods into one clean view to compare performance over time.
Compile historical statement periods into one clean view to compare performance over time.
Trended Credit Metrics
Trended Credit Metrics
Track credit ratios over time using configurable definitions and institution-specific formulas.
Track credit ratios over time using configurable definitions and institution-specific formulas.
99%
Field-Level Mapping Accuracy
Field-Level Mapping Accuracy
5 minutes
to Spread
to Spread
BoomAPI
BoomAPI
Process in Boom, sync structured data back to your system
Process in Boom, sync structured data back to your system
One integration connects Boom to the systems you already use.
One integration connects Boom to the systems you already use.
Financial Spreading API
Financial Spreading API
Import financial statements → Boom extracts, spreads, and adjusts → structured financial data syncs back to your system.
Import financial statements → Boom extracts, spreads, and adjusts → structured financial data syncs back to your system.
Webhooks
Webhooks
Trigger updates when companies, files, analyses, or records are created, updated, or completed.
Trigger updates when companies, files, analyses, or records are created, updated, or completed.
Configurable Mappings
Configurable Mappings
Map Boom outputs to your internal fields, workflows, and downstream systems.
Map Boom outputs to your internal fields, workflows, and downstream systems.
const { data: company } = await client.POST("/companies", {
headers: auth,
body: { name: "Acme Construction", fullAddress: "123 Main St" },
});
const { data: file } = await client.POST("/files", {
headers: auth,
body: { companyId: company.id, fileName: "financials.pdf" },
});
await uploadFinancialFile(file, fileContent);
await client.POST("/files/{fileId}/process", { headers: auth, params: { path: { fileId: file.id } } });
const { data: result } = await waitForProcessingCompletedWebhook(file.id);
const { data: company } = await client.POST("/companies", {
headers: auth,
body: { name: "Acme Construction", fullAddress: "123 Main St" },
});
const { data: file } = await client.POST("/files", {
headers: auth,
body: { companyId: company.id, fileName: "financials.pdf" },
});
await uploadFinancialFile(file, fileContent);
await client.POST("/files/{fileId}/process", { headers: auth, params: { path: { fileId: file.id } } });
const { data: result } = await waitForProcessingCompletedWebhook(file.id);
Enterprise Ready
Enterprise Ready
Built for enterprise trust and scale
Built for enterprise trust and scale
Built to support sensitive workflows with strong controls for financial data, document handling, and access management.
Built to support sensitive workflows with strong controls for financial data, document handling, and access management.
SOC 2 TYPE II Certified
SOC 2 TYPE II Certified
Independently audited policies and controls ensure sensitive financial data is secure and protected.
Independently audited policies and controls ensure sensitive financial data is secure and protected.
Verifiable Data Quality
Verifiable Data Quality
Field-level confidence indicators and human-in-the-loop review ensure critical data is validated before it hits production.
Field-level confidence indicators and human-in-the-loop review ensure critical data is validated before it hits production.
Enterprise Auditability
Enterprise Auditability
Full change history, reviewer actions, and versioning create defensible records for audit and compliance.
Full change history, reviewer actions, and versioning create defensible records for audit and compliance.
Tim Maffiore, VP Contract Surety at Lexington National Insurance Corporation
Tim Maffiore, VP Contract Surety at Lexington National Insurance Corporation
Boom’s platform has been a true game-changer for our underwriting operations. It rapidly ingests and organizes large volumes of data while preserving the human oversight required for AI compliance and regulatory standards….The onboarding experience was exceptional. The boom team was responsive, knowledgeable, and genuinely invested in our success every step of the way.
Boom’s platform has been a true game-changer for our underwriting operations. It rapidly ingests and organizes large volumes of data while preserving the human oversight required for AI compliance and regulatory standards….The onboarding experience was exceptional. The boom team was responsive, knowledgeable, and genuinely invested in our success every step of the way.
Learn more about Boom
Make faster, more consistent underwriting decisions with less manual work. Boom is purpose-built for underwriting teams with audit-ready, AI workflows at the core.
Learn more about Boom
Make faster, more consistent underwriting decisions with less manual work. Boom is purpose-built for underwriting teams with audit-ready, AI workflows at the core.
Learn more about Boom
Make faster, more consistent underwriting decisions with less manual work. Boom is purpose-built for underwriting teams with audit-ready, AI workflows at the core.